From Draft to Enacted Regulation: POJK 38/2025 and the Practical Realities of OJK-Initiated Consumer Lawsuits

POJK 38/2025 marks the transition of OJK’s litigation authority from a draft proposal to an enacted and enforceable regulation. The regulation establishes a clear legal basis for OJK-initiated consumer lawsuits and introduces important considerations for the financial services sector. 

This article provides an in-depth analysis of the regulatory framework, key provisions, and practical realities arising from the implementation of POJK 38/2025, offering valuable insights for stakeholders in the financial services industry.

Explore our full article for a comprehensive overview ot the mechanisms, scope, and broader implications of this regulatory initiative at this link